best car insurance rates

A newly married person often does funny things. He or she may make an impulsive purchase and get a brand new automobile as a gift for the new spouse. Most of us presume that getting a brand new automobile is good enough. However, we can make our money minded spouse even happier by bringing down the cost of insurance on not only the new automobile but on the old car as well. How is this possible?

Automobile insurance is determined on the basis of the marital status of the individual. Of course, this is not to say that those who are married always get better and lower rates and those who are unmarried are always required to pay high rates. It is just that married persons are considered more responsible driver and the auto insurance premium is adjusted accordingly.

If you are getting a new car for your spouse or if you are planning to combine the insurance coverage for your car and your spouse's car together, then you should make use of your marital status to demand a discount.

The first point is that you are now married. Married individuals, especially female drivers, get better deals as compared to unmarried individuals. Take advantage of this fact. Make sure your insurance company considers this point when calculating the premium.

You should also seek discount as you are going to insure not one but two cars. Regardless of whether the car is old or new, that you provide double business to the insurer should work in your favor. This should help you bring down the cost of premium on the simple logic of economies of scale.

You can have your spouse undergo a defensive driving course to further bring down the cost of insurance. The fact that you tried to improve your driving skills will definitely work in your favor. If you have enough cash in your hands, you can install an anti theft device or an alarm or siren in your car. This will reduce the chances of theft and reduce risk.

Even if you do not go in for the defensive driving course or the antitheft device, the fact that you are providing extra business and that you are now married should work in your favor. Do not make the mistake of contacting your old insurance agent and negotiate with a single insurance company. Make use of multiple quotes on the World Wide Web to get in touch with a large number of insurance companies for free.

It is important to compare insurance quotes before getting signed up with an insurance policy. When you compare insurance quotes you can rest assured you are saving both time and money because you are guaranteed to get the lowest insurance quote.

A good site to compare insurance quotes online can be found here:

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best car insurance rates